Privacy Policy

Last Updated: Jul 8, 2022

Overview

This policy describes the information that Accountable Money LLC (“Accountable” or “We”) may collect or that you may provide when you visit our website (https://accountable.money) or use our app (Accountable). This includes our practices around collection, use, and disclosure of that information.

This policy applies to information collected on our website and through our app. It does not apply to any 3rd party websites, services, or applications; even if they are accessible through our website or app.

We reserve the right to make changes to this policy at any time. We will provide you with notice in accordance with legal requirements if we make a material change to this policy. The date at the top of this page is when any changes have become effective and your usage after such change constitutes your agreement with the terms of the revised policy.

Personal Data

Usage

We use your information for the following purposes:

To provide a high quality experience in our app, website, and communications
For security reasons, including protection from spam/fraud/abuse
For analytics; including interest/engagement measurement, quality control, research/development, and illegal/prohibited activity prevention
To enforce the Terms of Service, Privacy Policy, and Security Policy
For handling billing and transactions
Legal reasons and emergencies
Other occasions where you provide consent

We do not sell your information.

Collection

We collect information, including information that could directly or indirectly identify you, when you:

Provide the information through forms or otherwise provide information
Connect your financial institutions in order for us to retrieve data on your behalf
Correspond with us to receive customer support or provide feedback
Interact with the app or website

This information includes:

Personal account information; such as your name, email address, and phone number
Other information provided through forms during registration or other features
Institutional information; such as login credentials and account security or challenge questions
Financial information; such as account balances and transaction data
Records of correspondence
Details from billing transactions
Technical information about your device; such as its type, operating system, and IP address)

Aggregated and De-identified Information

We may aggregate and/or de-identify certain demographic, device, or usage information to measure interest/engagement, perform research/development, do internal analysis and analytics, and other legally permitted purposes.

3rd Party Access

There are some situations where we share your information with third-parties:

Service Providers

There are service providers we use to provide the website and app, for purposes such as data storage, servers, payment processing, analytics, customer support, logging, and sending communications. These providers are obligated to use your information to perform the service at our behalf and to not use or disclose your information for any other purpose.

Corporate Transactions

If there is a business transaction or event such as an acquisition, merger, or bankruptcy, some or all of our assets may be shared in connection with the transaction.

Legal Obligations or Protections

We may disclose information to comply with legal processes or requests as we believe necessary. We may also use information to enforce our Terms of Service, protect our property/rights/safety, or to protect the property/rights/privacy/safety of others.

With Your Consent

We may share information with third parties when directed or when given consent to additional sharing.

We do not share information to third-parties for their marketing purposes or joint marketing purposes.

Cookies

Cookies are text files stored on your computer when you visit our website. We may use cookies to recognize you when you return to our website, store your preferences, assist with security, monitor website usage, and improve our website.

It is possible to opt out of cookies through your browser settings. Please see your respective browser settings to adjust this. Turning off or limiting cookies may limit functionality or features of the website.

Third-party service providers that we use may also utilize cookies and place them on your computer. This policy does not include their use of cookies.

Your Choices

Email and Notifications

We offer various ways to manage the communications you receive. You can choose to unsubscribe from emails and mailing lists by pressing the unsubscribe button at the bottom of each type of communication. We do need to send certain communications, such as administrative or service-related emails (communications regarding updates to our Terms of Service or this policy, billing information), and you will not be able to opt-out of those communications. It is possible to adjust what push notifications you receive through your account settings in the app or turn off push notifications for the app on your mobile device.

Updating Information

You can modify your account information (including your personal information) through the app or by contacting us at support@accountable.money.

Data Protection

We take reasonable administrative/physical/electronic measures to protect your information. However, since no method of transmission over the internet or storage system is completely secure, there is no guarantee that such data may not be accessed, disclosed, altered, or destroyed if there is a breach of our safeguards.

Data Storage

Data is stored in the United States. By using the website or app, you understand and agree that we store and process your personal information in the United States, and consent that any information provided to us will be transferred to the United States.

Data Retention

We will retain your information while your account is active or to comply with legal obligations as needed. We will also retain and use your information as necessary to resolve disputes and prevent fraud, establish legal defenses, conduct audits, and enforce our agreements.

Children's Privacy

The website and app are not for children under the age of 13. We do not knowingly collect, maintain, or use personal information (as defined by the United States Children’s Online Privacy Protection Act) from children under 13 years of age. If you believe that we might have any such information from a child, please contact us at support@accountable.money and we will delete that information and terminate the child’s account.

3rd Party Links

The website or app may include links to websites or services that are owned or operated by third parties. Any information that is collected by a third party service is provided directly to the third party service and is subject to their privacy policy. We are not responsible for the practices and policies of third party services and recommend that you review the privacy policy of any third party service you access.

California Residents

California’s “Shine the Light” law allows users who are California residents to request information about how we share information to third parties for direct marketing purposes. We do not share information with third parties for their direct marketing purposes.

Contact

Please contact us at support@accountable.money or in writing to:

Accountable Money LLC
500 E Whitestone Blvd #1522
Cedar Park, TX 78630
United States